Age Limits and Mature Age Medical Cover

Age Limits

There is no cover under this policy for travelers aged 91 years or older at the date they are scheduled to depart on their journey.

In addition, there are certain limitations to the cover provided to travelers aged 75 years or older at the date they are scheduled to depart on their journey, specifically:

  • Part D: benefit 1 (cancellation of travel) is limited to $5,000 per person, $10,000 per family;
  • There is no cover for Part D: benefit 2 (overseas medical and associated expenses);
  • There is no cover for Part D: benefit 8 (funeral expenses); and
  • There is no cover for Part D: benefit 10 (loss of income)

Mature Age Cover

Travelers aged 75 years and older can apply to remove some of the age limitations stated above. We refer to any extension of cover as Mature Age Cover. This cover can only be purchased prior to your departure from New Zealand.

If you are aged between 75 and 90 years (inclusive), you can apply to remove the limitations to:

  • Part D: benefit 1 (cancellation of travel);
  • Part D: benefit 2 (overseas medical and associated expenses); and
  • Part D: benefit 8 (funeral expenses).

If you are 75 to 90 years of age and you choose not to purchase mature age cover you will still be covered for benefits other than those listed above however this site will not produce a confirmation of cover letter. If you require confirmation of non medical benefits, please call us on 0800 465 322.

If you are aged 91 years and older, you can apply for cover under all benefits stated in the policy except:

  • Part D: benefit 9 (accidental death);
  • Part D: benefit 10 (loss of income); and
  • Part D: benefit 11 (accidental death and disablement (common carrier))

How to arrange Mature Age Cover

To add mature age cover, simply complete the eligibility questionnaire. If your trip can be covered, you will get a quote which includes medical cover for your trip. 

AIG

Westpac Platinum, Airpoints Platinum, World and Airpoints World insurance (‘Insurance’) is subject to the terms, conditions, exclusions (for example duration of travel, and age limits) and eligibility criteria contained in the policy document. You should read the policy document to make sure that the Insurance meets your needs. The Insurance is provided to Westpac cardholders by AIG Insurance New Zealand Limited (‘AIG’) under an agreement with Westpac. Westpac does not underwrite the Insurance, is not an agent of AIG, and does not guarantee the obligations of AIG. Premiums are payable for policy extensions such as pre-existing cover, duration buyouts, and specified items.

This portal is owned and managed by AIG for the purposes only of delivering AIG insurance services. Westpac does not have access to this portal, does not collect any personal information via this portal and has no liability in relation to this portal. For more information about AIG’s privacy practices, please check AIG’s privacy statement at www.aig.co.nz/privacy-policy.

The AIG Logo is a registered trademark. Insurance products and services are provided by AIG Insurance New Zealand Limited. Terms, conditions and exclusions apply. You should read the Policy Wording and Schedule of Benefits considering your personal circumstances, prior to making any decision to acquire the product.

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